A small business (like usaloansnearme, Llc.) that isn’t purely service-based will need a commercial location to operate out of. The problem is that a new business owner might not know how to treat the relationship between a building owner and the business owner, leading to problems. Following a code of conduct can make such issues irrelevant.
Skimming over the contract is not enough to know what your responsibilities should be. If possible, ask the building owner to sit down with you and go over each section. That way you will be properly informed of everything you must know to successfully operate your business according to code. It also helps iron out any unfair rules that might be stuck in if you didn’t read the lease.
Don’t start moving into the commercial real estate until you take an adequate amount of photographs of the property. Try to get outside and inside shots of the building to document its shape when you officially moved in. This will be handy in many different cases. Keep the photographs in a safe place such as your home office or in a safety deposit box.
A hard lesson learned is to always be on time with payments. If you don’t know the land owner personally, even being one day late can mean a nasty red mark on your credit report. If you think you will be short, do give a prompt phone call to the land owner to give notification of the fact.
Land owners usually own a large plot of land in a certain area- you shouldn’t be surprised if the majority of the neighboring buildings are also owned by the same investor. When property is owned on conjunction like so, it’s common for certainly cleanliness rules to be put into place. Keeping parking lots and buildings clean are duties that will fall onto the business owner’s hand if there is a certain prestige to be kept. This differs based on the preferences of the investor.
It is kind to give a long notice before you intend on vacating the property. Most business operations are considered to be semi-permanent, considering contracts can span several years. There should be some methods of breaking the contract in emergency. If that’s the case, you should let the land owner know as soon as possible so that he or she may find a replacement for the commercial property. This may be subject to harsh fees.…
Click on the TV and you’ll see them, faces like the Joker with ceramic smiles plastered onto their face. Using the name of Jesus and romantic concepts of fighting in wars and existing at deaths door while he fought for his country is the general MO of any politician. But what happens when we enter into the endless tunnels of the rabbit hole where these Jokers exist? Among the cobwebs, rotting carcasses filth is a den where they all congregate. Kissing babies and speaking at the Rotary Club are just strokes of makeup on the faces of these right snatching villains. The reality of how unqualified these professional politicians are should scare the tar out of all of us. Of course we are having issues with our monetary system, the people who are running our government’s finance divisions have a minimal background in the subject. Of course our men and women are dying abroad in wars that we don’t need to be in, the politicians don’t understand what it’s like to lose a child because their kid is in the National Guard on Cape Cod whale watching duty. It’s a joke.
The ones who get hurt the most in our country are the entrepreneurs that keep taking a lickin but keep on tickin, but how long until the prototypical American entrepreneur begins to lose hope and lose steam and one can only tread water for so long before you begin to sink. We have second and third generation wealth in congress and the senate, what do they know about starting a company with blood, sweat and tears only to lose it to a loophole the IRS uses to freeze their assets and steal their business away? FDIC backed banks are just as guilty for the crumbling of our economy. We live in a society whose hierarchy has determined that the best way to keep the population out of politics and blind to the reality of how economically damned we are is to keep us busy working 80 hours per week so that we can’t look up to discover that we’re no longer in the blessed land of our forefathers but we’ve fallen through Hades and into the fiery pit of hell.
Here is a revolutionary idea, actually it’s not so revolutionary at all, quit using elements distributed like free crack by the system. Sure it’s a highly addictive concept, we pay taxes and because we do so we should have access to certain rights, but most Americans are seeing this from the wrong perspective because they are like lambs to the slaughter as they are guided to the conclusions set forth by the establishment and the pawns used to target certain demographics. Here is my not so revolutionary idea, sure, use the system for what you can get out of it, you won’t get much but hey, it’s worth a shot, but instead of waiting on politicians and their backing lap monkeys to come up with strategies to issue loans, kick them to the curb, bring in an aggressive Tea Party player and while they are getting established be part of the transformation of the system by opening up your small and medium size company to public investment.
There is a huge misconception fueled by the governments mastery of overgeneralization that only gargantuan size companies can go public, this is far from the truth. If you have revenues of $500k or more, you can go public on the OTCBB, London and/or Frankfurt exchanges. Stay away from the Pink Sheets as this is not a platform for a company with longevity at the forefront of their mind.
Bring on a consultant who understands scalability and globalization and they will put together a process that will rock your world and fill up your bank account with the cash you need and easy cross collateralization of securities to keep you out of the ‘bank’ business and into the realm of global profitability and industry niche power. Take control of your corporate and economic fate. You deserve it so do your children and employees. Step out of the systematic droning of society and take control. It’s actually quite simple to do.…
Questionable credit card practices bring a high rate of return to banks and credit unions that issue them – at considerable expense to cardholders.
CHANGES IN THE FINE PRINT
Credit card companies thrive on making big changes in small print, especially interest rate increases. Be vigilant in reviewing both the terms and conditions of your card and the actual charges on each monthly statement.
Credit card companies are notorious for raising interest rates for the slightest reason. The Credit CARD Act of 2021 prevents issuers from raising rates on existing credit balances unless they are 60 days past due, but some companies continue to use “hair-trigger” penalty rates on new balances.
FEES. MORE FEES.
Credit card companies have no limit on how much they can charge customers. In addition to cash advance and balance transfer fees, card companies are adding inactivity fees, statement fees, foreign currency fees and other miscellaneous surcharges.
PRESSURE TO “OPT-IN” AND ACCEPT MORE FEES.
The Credit CARD Act stops credit card issuers from charging fees when you go over your credit limit unless you specifically “opt-in” to authorize the company to cover over-the-limit charges—which also means accepting related penalty fees. Some companies have begun to make deceptive calls pressuring customers to opt-in. Do NOT opt-in, and consider whether you want to keep your account with a company that employs this tactic.
NO OPTION FOR JUSTICE IN COURT
“Mandatory arbitration” is one of the many clauses that credit card companies typically insert in the fine print. In simple terms this means that if you have a valid complaint with your credit card company, you won’t be allowed to take action through a court of law. Instead, companies require their customers to pursue complaints through an arbitrator—a process that is more likely to favor the company.
USELESS ADD-ON PRODUCTS
Issuers may try to sell “credit protection,” identity theft protection or other similar products. Often prices are quotes in terms of pennies per $100 to make the price seem low. In fact, paying the amount monthly coupled with a credit balance can be expensive—especially if the product is essentially worthless. Also, be careful about signing up for a free trial period. It’s easy to forget to cancel when the period expires, and that’s exactly what the card companies are counting on.…
Of course you’ll check out their rates, fees, location, and hours. But equally important, make sure their lending and banking practices work for YOU. Use this guide to identify bank practices that make it easier for you to hang on to your money. It will help you choose the best financial institution for your needs.
Just remember, the customer representative you interview may not be accustomed to discussing these specific problem practices. If you are hesitant to ask questions that may seem to challenge them, keep in mind that it shows you are a responsible, informed consumer.
Don’t forget to rate the bank or credit union at the end of the guide and to sign up for regular email updates from CRL to stay up-to-date on the latest financial abuses.
If you are looking to move your money and live in North Carolina or California, you may want to check out our parent company Self-Help Credit Union for more information.…